Consolidate your debt with loans or debt resolution to simplify your bills—and your life.
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Introduction Navigating through financial hardships can be daunting, especially when debts start to pile up.
Managing debt is a crucial aspect of financial health, yet many individuals make mistakes that
When struggling with debt, finding a path to financial stability can feel overwhelming. Working with
In times of financial distress, it’s crucial to have a partner who not only understands
Customize your loan
Pay debt with equity
Explore your best solution
We understand you’re more than just your credit score so that’s why we check other factors besides your score, including eligible debt and state of residence. Whether you have “bad credit” or not, we look at your whole financial picture to evaluate whether you’re eligible for debt consolidation.
Personal loan
Eligible debt: $5,000-$50,000
Credit score: 620 minimum
Homeownership: Not required
Home equity loan
Eligible debt: $15,000-$150,000
Credit score: 600 minimum
Homeownership: Required
Resolution
Resolution is not a debt consolidation loan. It’s a loan alternative that simplifies your debts into one monthly payment.
Eligible debt: $7,500-$100,000+
Credit score: You could qualify for Achieve Resolution even with bad credit
Homeownership: Not required
Check your eligibility to see which debt consolidation program is right for you.
It’s important our members know upfront about our fees so they get the full picture of our solutions.
Debt consolidation loan fees
No fees for paying early. For debt consolidation loans, there are no pre-payment penalty fees.
Origination fees. We do include low origination fees for our personal loans that help cover the cost of processing your loan.
Other fees. These may include underwriting fees (where allowed by law), closing fees, late fees, and more.
Debt resolution fees
While you can simplify debt by paying one payment for all your debts for Resolution, this program does not consolidate debt like typical debt consolidation loans. Resolution works by experts negotiating your individual debt accounts to and settle your debt for less than you owe, so there are settlement fees.
No fees for enrollment. Your debt assessment is free and we don’t charge for enrolling in the program.
No upfront fees. You don’t owe us anything until you approve your settlement.
Settlement fees. Resolution charges settlement fees based on your total debt enrolled. Don’t worry, our settlement fees are already built into your program deposit and are based on a percentage of your enrolled debt and state.
